excerpted from this article (see link):
[ ] But at some point, for many people, the thrill of working even the most interesting job may come to an end.
At that magical and terrifying point in a job, your mind starts to race. If you’re sandwiched between a wall of debt and the cliff of an expensive lifestyle that you locked in for yourself back when the job seemed fun, the joyless job can be quite scary. You’ve got no options, but you need the money, so you have no choice but to continue the dance.
If you’ve thought ahead and set yourself up with just a bit more freedom – skills in other areas, friends in other companies or industries, or savings that will get you through a year or more of unemployment – the feeling is somewhat different. Now the realization that your job sucks can serve as more of just a kick in the butt. Motivation to start looking around, stretch your wings, and embark on a challenge of finding new employment – a challenge that will benefit you anyway.
The ultimate situation, however, is to be working for the sheer joy of it to begin with. You’re learning and staying challenged at all times, because if you fail to do that, there is no pretending that you are not a complete fool for taking that job when you didn’t need the money. You can afford to set your standards higher, which in turn may actually make you work harder.
Would a financially independent person really sit all day in a cubicle and surf mindless websites while answering the odd email and pretending to work? NO! She’d either get some really good and meaningful stuff done, or she’d go home and read a book while dipping her feet in the swimming pool. There’s no need for in-between fakeypants work when you are working for the joy of work itself.
So that’s my answer to all the commenters on other websites that say, “But I don’t need to save for early retirement – I love my job so I’ll never need to quit!”. I’m glad that you are so confident, because loving your work is a great thing. But do you really want to lock yourself in by maintaining financial dependence on your job? Wouldn’t you rather be forced to love your job even more, by having the option of the feet-in-the-pool novel reading always looming over your head, keeping you honest with both yourself and your coworkers? [ ]